1. | Jun 29, 2013

No if you have insurance ceorvage that meets your home state's requirements, it won't cost you any more to take the trip for insurance. If you have an accident in another state, your insurance will automatically adjust for another state's higher limits or for no-fault ceorvage. For good ceorvage, though, you should carry at least 100/300/50 limits. Ask your agent about this.Even if your company doesn't usually write in all states, you're still covered. Just be sure to have the insurance ID card with you at all times, and be sure the license for anyone who might drive is current. Also, be sure your policy is paid up for at least the length of the trip.We did the same thing in the summer of 1988 a 31-day, 7000-mile trip out west, including several states where our regular company doesn't normally write insurance, and had no problems at all.Enjoy!